With You In Your Fight For Debt Relief
Wondering what else you need to know? Read these helpful bankruptcy articles on our blog.
People considering bankruptcy often worry about the long-term financial implications of that choice. Asset liquidation is sometimes necessary during bankruptcy, and people tend to worry about losing the resources that allow them to care for their families or that...
Chapter 13 may fit many Louisiana households. You keep key property, stop collection and repay what you can over time. Why Louisiana sees more Chapter 13 cases You may favor Chapter 13 because it protects assets you want to keep. You also get time to cure past-due...
A mortgage is a major financial commitment. Homeowners have to make their minimum payment every month on time. Failure to do so can result in late payment fees and blemishes on their credit reports. If homeowners fall far enough behind on their payments, they could be...
Facing bankruptcy is a tough decision. It's often the last resort when debt becomes unmanageable. However, understanding its impact on your assets, especially inheritances and estate plans, is crucial. When you file for bankruptcy, most of your assets become part of a...
One risk that small business owners take when setting up their Louisiana business as a sole proprietorship is that their personal and business finances will be intertwined. That means they could end up being personally responsible for any unpaid debts belonging to the...
Facing financial difficulties can be a daunting experience, and sometimes, filing for bankruptcy may be the best way to regain financial stability. Individuals generally have two different options available to them: Chapter 7 and Chapter 13. Each type serves different...
Once you’ve filed for Chapter 13 bill consolidation bankruptcy, your next step is to formulate a plan to “cure” or make up the past due mortgage payments and bring your account current. That will include any late fees and other fees and costs your mortgage company has levied. And, depending on the way your mortgage is worded, you may also…
You get your paycheck, only to be shocked to discover it’s 25% less than the amount you earned. Your wages have been garnished by a creditor. You were barely making ends meet with a full check, so this is impossible! Wage garnishment usually has a domino effect. Without a full paycheck, you can’t possibly make mortgage payments and car notes,…
The state of the world’s economy is changing rapidly. Millions of American workers have lost their jobs due to companies down-sizing, out-sourcing or even going out of business. Many have been forced to take a part-time job, or make less than they used to in a full-time position. Without A Decent Paycheck, It’s Impossible to Pay All Your Bills For…
Repossession of your vehicle is not just loss of a piece of property; it is a threat to your ability to get to and from work, to get your children to school and other activities, and to provide for the health and well being of your family. Every single day, thousands of people lose their vehicle to “repo men,” taken…